Don't let past credit challenges keep you from getting the vehicle you need. DMV Car Credit connects you with dealers who specialize in all credit situations.
At DMV Car Credit, we understand that life happens. Medical bills, job loss, divorce, or simply not having had the opportunity to build credit yet — whatever your situation, we're here to help you find auto financing options throughout the DMV area.
Bad Credit (Below 600)
Our dealers specialize in subprime lending
No Credit History
First-time buyer programs available
Bankruptcy
Chapter 7 or Chapter 13, discharged or open
Repossession
Get back on the road after a repo
Divorce
Rebuilding after a split
Collections & Charge-offs
Past due accounts don't have to stop you
Fill out our quick online form. We don't run your credit — this is just to match you with the right dealers in Maryland, DC, or Virginia.
We connect you with dealers in our network who have experience working with customers in similar credit situations. They know how to find lenders willing to work with you.
A dealer will contact you to discuss vehicles and financing options that fit your budget. There's no obligation — you decide if and when to move forward.
Here's the good news: a bad credit auto loan can actually help you improve your credit score over time. When you make your payments on time each month, you're building a positive payment history — the single biggest factor in your credit score.
DMV Car Credit helps customers throughout the Washington DC metropolitan area find bad credit auto loans.
Requirements vary by lender, but here's what most bad credit auto loan applications require:
Proof of Income
Recent pay stubs, bank statements, or tax returns
Proof of Residence
Utility bill, lease agreement, or bank statement
Valid Driver's License
Current state-issued ID
Down Payment (Sometimes)
Some lenders require money down; amount varies
Don't have all of these? That's okay. Our dealers work with many different situations. Submit your information and a dealer can discuss your specific requirements.
Don't let bad credit hold you back. Take the first step toward your next vehicle with a free, no-obligation pre-qualification that won't affect your credit score.
Get Pre-Qualified NowServing the DMV area — Maryland, Virginia & Washington DC